21. Swiping Your Credit Card A Lot
There is no end to desires. Therefore it is best to keep a check on them. Getting lured to fascinating offers pushed by retailers is a success to them, but this can be a real trap for you.
Spend if you must and can afford it. However, keep a check on spending you do on credit because of the compounding interest it incurs. Believe it or not, you end up paying much more than the MRP when you buy something using your credit card.